Exceptionally rare opportunity to own a cozy beach cottage with an adjoining lot with separate APN and potential to build a custom beach home & live in or rent out existing cottage. Loma lot size 4,356 & 195 Sells Dr lot size 5,413. Total lot 9,769 with individual APN #s. The property features lush gardens with year-round color, a wraparound deck covering 3/4 of the house. Detached 2 car garage with bathroom (previously used as studio apt) and basement style storage. Inside the cozy cottage you will enjoy cherry hardwood floors, fresh interior paint, updated kitchen with quartz counters, single basin sink, eat in breakfast corner. Built in bookcases & a free standing fireplace. Each bedroom can accommodate queen size beds, hall bathroom with shower over tub, home has lots of natural light from the many windows. Backup power generator. Detached outbuilding used as laundry room and garden storage shed. Large, covered carport for RV/boat or additional parking & storage. City water & private septic. This property is approx 1/2 mile to LaSelva Beach & Manresa Beach, 3 miles to Seascape Golf Club, 1 exit to famed Capitola Beach. Great weekend getaway or full-time beach living!